2019 - 2020 Rules

All fees must be received no later than 9/5/2019.  This year’s season will not begin until the first Sunday games of 9/8/2018.  This will allow for extra time for enrollment. 

If fees are not received by the first weekend's games, then you will be dropped from the pool. Please send your enrollment information via email and payment can be sent by PayPal Bonventre@msn.com,

Venmo @Gloria-Michalko.  Please DO NOT include the name Loser Pool in any of the notes PayPal and Venmo do not like you to use their service for football pools.  If you prefer you can mail a check, with a postmark no later than 9/5/2019 to:

 

Gloria Michalko/Loser Pool

4382 S. Atchison Circle

Aurora, CO 80015

303-358-7138

 

Loser Pool – Entry Fee is $40 per team

 

1)    This pool is set up to be fun for everyone…never forget rule #1!

 

2)    There are 2 brackets of the game, the Main Bracket and the 2nd Chance Bracket.  All teams start the season in the Main Bracket.

 

3)    All you have to do is pick one team each week that you think will lose.  If that team “wins” you're out of the Main bracket and drop to the 2nd Chance bracket.  If the team you pick “loses” you continue in your bracket and advance to the next week. 

 

4)    There is no rule that limits the number of times you select a team.  You continue to play through the Super Bowl as long as more than one team remains in the bracket.

 

5)    How to win the Loser Pool:

a.   Be the last team remaining in the bracket

b.   If multiple teams are still alive after the Super Bowl, those teams split the pot.

 

6)    The 2nd Chance bracket is a second chance for money.  A participant cannot be a part of both the Main and 2nd Chance brackets. If the team you pick in the 2nd Chance bracket “wins”, you are out for the season.

 

Example:  One team remains in the Main Bracket after week 15.  They will win the Main pot.  They do not get to drop down to the 2nd Chance Bracket...they have already won.... they are not considered a Loser.

 

7)    In the event that a game ends in a tie, participants that have chosen either team involved in the tie game will be considered a "loss" and advance to the next week.  This is not negotiable.

 

 

8)    Picks must be received by 7pm ET each Thursday.  Any pick changes will be accepted if they are received prior to the stated game time of the game(s) you have chosen.  The time stamp on your email will determine if a pick change is received prior to the game.

 

9)     Default Pick

 

a)    If a pick is not received by the Thursday, 7pm ET deadline, your "default" will be last season’s Super Bowl champions, New England Patriots.

 

b)   If the “default” pick is in a bye week, your team is out. 

 

You can avoid this by submitting your picks on time each week.

  

Loser Points – Entry fee is $25 per team

 

The Loser Points game is in addition to the Loser Pool game.  You may choose the Loser Pool game, the Loser Points game or both.  Each game is completely separate.



 1)  You play the entire regular season.

2)  There are NO default picks.

3)  Each week you choose 5 teams as Losers. You receive points for each correct Loser.  You may also receive bonus points.  The point scale is as follows:

 

Correct # of Picks                  Points Awarded

                             1                                          1

                             2                                          2

                             3                                          3

                             4                                          4.5 (1/2 bonus point)

                             5                                          6 (1 bonus point)

 

4)  Participants that have chosen either team involved in a game that ends in a tie will be counted as a "loss" and receive 1 point.
 

At the end of week 17, the point totals will determine the winners!